Friday, 14 December 2012 10:59

Kiva Zip Loans

Kiva Logo

Kiva Zip loans are 0% interest loans of up to $5,000 available to small businesses that have limited or no access to other sources of capital because they are a new business, have low income, or limited assets for collateral. Two Degrees Northwest is the first Idaho trustee of Kiva Zip, a new U.S. focused cousin to the international Kiva program.  Two Degrees Northwest is happy to bring micro financing opportunities to our region's entrepreneurs and opportunities for you to invest in their businesses! 

Kiva Loan Example

Two Degrees Northwest is the first Idaho trustee of Kiva Zip, a new U.S. focused cousin to the international Kiva program. They are thrilled to announce that our first borrowers, Marci Miller and Greg Freistadt, owners of Deep Roots Farm in Moscow, are online!  Building on their success this past year as Farmers Market vendors, Greg and Marci want to purchase season-extending high tunnels, quick hoops and materials for marketing their own pesto products.  More local produce and delicious food products for us and greater success for these farmers!

NOTE: Their loan went online and was funded in a little over 2 weeks!

Kiva Zip is a website that enables individual lenders around the world to ‘crowd fund’ interest-free loans directly to small business owners and entrepreneurs in the US and Kenya. The three primary objectives for this program are to:

  1. Expand borrowers’ access to capital, by making loans to people who may not qualify for conventional loans
  2. Lower the financial costs of borrowers by leveraging new technologies
  3. Develop personal connections between Kiva Zip lenders and borrowers by enabling them to communicate on the Zip website

As a borrower on Kiva Zip you will have the opportunity to raise interest free capital and access a community of lenders who can serve as brand ambassadors and potential customers for your business.

For more information you can contact Lorie Higgins, University of Idaho Extension, at (208) 885-9717 or  In order to make this opportunity widely available to entrepreneurs in our region, they've created a regional committee of business and economic developers to identify potential borrowers and provide ongoing support to ensure their success.  If you are interested in exploring the idea of a loan for your small business you can contact anyone on the committee:

Melisa Bryant (Ida-Lew Economic Development Council):

Terry Cornelison (Small Business Development Center at WSU):

John Lane (Clearwater Economic Development Association):

Barbara Leachman (Small Business Development Center at LCSC):

Iris Mayes (Coeur d'Alene Tribal Extension Program):

Ann McCormack (Nez Perce Tribe):

Cinda Williams (Latah County Extension):

Last modified on Friday, 14 December 2012 15:23

Contact Info

for assistance please contact:

Ida-Lew Economic Development


Phone: 208.983.8302


300 W. Main St. Ste 201

Grangeville, ID 83530

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